Student Loan Consolidation
Consolidate Today!!!

Credit Card Machines - No Merchant Account Required !!!!!!!!!!!

Found a perfect website for small business to purchase credit card machines with no long term merchant account required. Perfect solution for business owners looking to save money and avoid the high mark-up on credit card processing equipment. Site offers credit card machines at wholesale pricing with shipping options starting at only $9.75 for Fed-Ex Ground shipments.

Merchants looking to purchase credit card machines, should first checkout this wholesale distributor willing to ship directly to small business, without high mark-up, long term contracts, or expensive leasing options. Save hundreds of dollars by going direct.

Company also offers low-cost wireless terminal, credit card printer, contactless reader, and low-cost check reader.

HYPERCOM T7PLUS - Credit Card Machine
The Hypercom T7PLUS offers reliable credit card processing for any business type and is a perfect choice for Restaurants offering Tip-Line for their staff.

VERIFONE VX510LE - Credit Card Machine
The Verifone VX510LE offers a powerful processor at an affordable price. The unit is fully PCI Compliant and one of Verifones most popular credit card terminals.

FIRSTDATA FD-50 - Credit Card Machine
The FirstData FD-50 offers a afforable solution for merchants processing with First Data. This unit is “Proprietory” to First Data Merchant Accounts only.  Be sure to confirm.

HYPERCOM T7P - REFURBISHED Credit Card Machine
The Hypercom T7P offers real savings to any merchant with a Factory Refurb.

NURIT 2085 - REFURBISHED Credit Card Machine
The Nurit 2085 offers real savings to any merchant with a Factory Refurb.

HYPERCOM T7E - REFURBISHED Credit Card Machine
The Hypercom T7E offers real savings to any merchant with a Factory Refurb.

NURIT 8020 - Wireless Terminal
The Nurit 8020 offers a state-of-the-art wireless credit card machine.

NURIT 8000 - Wireless Terminal
The Nurit 8000 offers great saving on a Factory Refurb wireless credit card machine.

VERIFONE VX610 - Wireless Terminal
The Verifone VX610 offers sate-of-the-art wireless credit card machine.

WAY SYSTEMS MTT-1581 - Wireless Terminal
The Way Systems MTT-1581 offers handheld wireless solution.

WAY SYSTEMS MTT-1556 - Wireless Terminal ( REFURB )
The Way Systems MTT-1556 offers refurbished handheld wireless solution.

HYPERCOM M4100 - Wireless Terminal
The Hypercom M4100 offers state-of-the-art handheld wireless credit card machine.

VERIFONE PRINTER 900 - Credit Card Printer
The Verifone Printer 900 offers fast reliable receipt printing from Verifone.

VERIFONE PRINTER 250 - Credit Card Printer
The Verifone Printer 900 offers fast reliable receipt printing from Verifone.

MANUEL CREDIT CARD IMPRINTER - FREE SLIPS
The Manuel Imprinter offers reliable receipt printin, includes 100 Slips.

These are just a sampling of the products at Credit Card Machine Direct, visit the site or click here for all products.

We found a new blog that might interest you, Merchant Account Blog which writes about the Merchant Account Indusrty. Recent post may excite new graduates about work in the credit card processing field, selling merchant services to new business. Article boost six-figure income, the first year.

Check It Out.

Students are gearing up for the Fall Semester and it’s back to school. We are still monitoring the “Fall-Out” from the Spring Loan Crisis, but so far we have not heard too many complaints. Looks like the Bush Administration has held off the financial disaster for the time being.

We will keep you posted. 

President Bush Signs Emergency Student Loan Bill

President Bush this week, signed the student loan rescue package
into law, just in time for the 2008 Student Loan Season.  The law
will allow the Department of Education to purchase student loans
from lenders, there by injecting liquidity for lenders to make new
loans to students for college.

The liquidity problem was caused by a law passed last fall, called
the “College Cost Reduction and Access Act”, which mandated a
reduction in interest rates on student loans. This law had caused
a lower return-on-investment for the investor’s that usually buy
these loans as investment grade securities, thus providing money
to lenders to make new loans to students.

The law does not address the root of this problem…….which is the
interest rate at which the loans are purchased. Rick Vonk, head of
education lending for Key Bank said the law will not bring investors
and lenders back unless the Dept of Education buys them at prices
that return a profit !!!!

We will be keeping a close eye on the situation in comming months.

Mark Sands

The US Senate Answers The Presidents Call On Wednesday

Wednesday, the US Senate answered President Bush’s call for quick action
on the student loan crisis brewing in the United States. The Senate’s vote
was unanimously approved, to “Temporarily”  allow the Dept of Education
to buy student loans from lenders, on the secondary market, providing  the
liquidity to lenders to make new loans for the upcomming school year.

The US House of Representatives had already passed their version before the
President made his plea for the Senate to action, last week.

President Bush is expected to sign the bill into law as soon as it reaches his desk.
Good news for students planning to submit loan applications this Fall.

Just to review this issue, Congress had caused this problem with legislation back
in September 2007, by passing legislation that reduced interest rate on student
loans, reducing the margin on these loans and causing investors to stop investing
because the Return-On-Investment became to low. These investors provided
the ”Liquidity” necesarry for lenders to make new loans.

This was a liquidity problem caused by Congress in the first place and its a perfect
example of why government has no place setting prices in a Free Market Economy.

Also, keep in mind that this new legislation will use Tax Payer Money to invest in
loans, putting the Risk Of Student Loan Default, in the pocket of the tax payers.

Graduates usually worry about how they will
pay back their studet loans, however; now
some have a different problem.  The problem
that has arised is that they are paying back
too much. They are paying back too much
because the system is flawed right now.

WATCH VIDEO

We’ll Keep You Posted.

F. Mattern

Fastwebs is the internets top scholarship service.
Fastweb allows students to search for colleges,
financial aid, internships and jobs that are right
for them. It takes just a few moments to sign up for
fastwebs.  Sign up includes a questionaire that
just makes your “profile” based on you.  This way
Fastwebs can help find out what is better for you
quicker and more efficient.
Take just a few moments and sign up.
You won’t regret it!

College Dreams Can Become A Students Worst Nightmare

Student debt is choking millions of college graduates and college drop-outs,
alike. This topic is hardly discussed, as we are brought up to belive that we
should go to college & land that great “Dream Job” afterwards.

Living happly ever after is rarely the ending to this story.

Only 46% of students who enroll in college, ever see graduation day as, 54%
of them will drop-out without a degree. From those who do graduate with a
degree, less than half of them will find work in their chosen profession.

The burden of student loans will kick-in within six months of leaving college.
A reality which too few students and parents take into consideration before
Johnny & Sallie run off to college together.

This debt just dosen’t dissapear when they fail !!!!

FACT # 1 - Congress Removed The “Statue-Of-Limitations” For Student Debt

In 1998 under the Clinton Adminastation, congress passed legislation removing
the ”Statue-Of-Limitations” for student debt.  Unlike most debt, this debt now
does not simply disappear after seven years, it can be chased down indefenatly
by collection agencies for the rest of your life.

FACT # 2 - It’s Almost Impossible To Discharge Student Debt In Bankruptcy

In 2005 under the Bush Adminastartion, congress passed legislation making it
almost impossible to include student debt into a personal bankruptcy.  Unless
you can convince the court that it has imposed a “Undue Hardship”.  Hard for
you to prove as “Undue”, when you signed the loan application.

FACT # 3 - Garnishment Of Wages and Intercepting Government Tax Returns

Collection agencies can garnish your wages, up to 15% of your income. By this
time interest and penalties have skyrocketed your balances to the moon. The
federal govenment has the right to withold your tax returns untill your balance
is fully satisfied.

THIS DEBT NEVER GOES AWAY !!!!!!!!

Parents and students should look real hard at the reality of this American Dream,
as the odds are stacked against you & may turn out to be an American Nightmare.
Is your child really “College Material”?  Do they understand the consequences?

Students Beware !!!  Mark Sands

What is FAFSA?      WATCH VIDEO !!!!!

FAFSA stands for Free Application for Student Aid. FAFSA is an
application the asks numerous questions regarding the student’s
finances, as well as those of his or her family;  these are entered
into a formula that determines the Expected Family Contribution
(EFC). A number of things are used to determine eligibility. Some
examples are family size, income, number in college, and assets.

How do you apply for FAFSA?     WATCH VIDEO !!!!!

  Step One: Gather Necessary Information
  Step Two: Fill out Your FAFSA Completly
  Step Three: Follow-Up, Follow-Up, Follow-Up

Felicia Mattern

President George W. Bush Speaks On The Brewing Student Loan Crisis

In his weekly radio address, President Bush spoke about the brewing
crisis in the student loan markets.  WATCH VIDEO

In his address he mentioned the “Lender of Last Resort Program” for
student who cannot secure funding for college.  He further mentioned
the need for the ability of the govenment to step in and buy the loans
when necesarry to provide liquidity to the system.

He also signaled to the Senate get something started, as the House of
has already passed the ”Insuring Continuing Accessing Student Loans
Act” and the Senate has yet to act on the issue.

The Presdent would need a bill on his desk, before June 1, 2008 to avoid
any major problems with loans for the September Semester.